A knowledgeable bankruptcy attorney may provide information about your rights as a prospective bankruptcy filer so you may determine whether bankruptcy is the best option available. Then, an experienced bankruptcy attorney like Alberto Montefalcon may file your case and assume the role of primary contact...
Alberto Montefalcon and the Montefalcon Law Offices serve all residents of the Sacramento area. We proudly serve individuals who need to file bankruptcy to solve their financial problems. Whether married or single, if you need to solve your problems related to financial difficulties, we may...
An experienced and knowledgeable bankruptcy attorney such as Alberto Montefalcon may assist anyone whose financial situation necessitates the filing of a bankruptcy case. Prospective bankruptcy debtors need someone to provide them with information about their rights, including whether to file a bankruptcy case. Individuals who operate...
§ 1322(b)(1) of Title 11 provides that a Chapter 13 plan of repayment “ may modify the right of holders of secured claims, other than a claim secured only by a security interest in real property that is the debtor’s principal residence…” "Cramming down" a...
The means test was created to ensure that consumers who have the financial ability to repay some portion of their unsecured debt, do so in a Chapter 13 bankruptcy case. Just about every form of money received or paid on behalf of a prospective bankruptcy...
Bankruptcy allows the discharge of tax debt. Three rules must be understood to determine whether or not tax debt may be discharged in a bankruptcy case. Bankruptcy has a pronounced effect on a person's financial state but typically provides a necessary fresh start for individuals...
A qualified bankruptcy attorney may provide valuable assistance throughout the entire bankruptcy process when an individual's financial circumstances necessitate the filing of a Chapter 7 or Chapter 13 bankruptcy case. When filing for bankruptcy, it’s important for all Northern California consumers to be aware that under some...
When consumers consider filing a bankruptcy case, it’s important to be aware of some basic information about the types of bankruptcies available. A knowledgeable bankruptcy attorney may further elaborate on the following information about the types of bankruptcies and answer any questions. *Chapter 7 A Chapter 7 bankruptcy, or...