Preparing For Life After Bankruptcy

When filing for bankruptcy, it’s important for all California residents to be aware of specific, important information about the rights afforded them by federal and state law. Alberto Montefalcon may provide this necessary information which includes the true benefits of filing a bankruptcy case. One of the primary benefits and main purposes of bankruptcy is to discharge debts and provide an individual debtor with a "fresh start." After a bankruptcy case is completed and a debtor has received...

The Benefits Of Bankruptcy

Do you have problems making payments on your debts? Are you typically behind on these payments and rarely current? Is this pattern causing further problems? Is economic hardship diminishing the quality of your life? What are your solutions? Is bankruptcy a viable option? An experienced and knowledgeable bankruptcy attorney may assist anyone in a precarious financial situation. You need someone to provide you with information about your rights, including should you choose to file a bankruptcy...

For What Purposes Is A B-2 Visa Inapplicable?

Depending on the situation, the type of visa differs. To avoid any delays to your trip to the United States, it is important to obtain the correct visa for the correct set of circumstances. An experienced immigration attorney may ensure that you obtain the correct visa for the correct situation. While a B-1 visa is normally used for business purposes, a B-2 is used for personal reasons and commonly referred to as a tourist visa....

Options For Saving Your Home, Part 3: Chapter 13 Bankruptcy

Bankruptcy does have an effect on a person's financial state. Despite this, filing bankruptcy often provides a necessary fresh start for individuals experiencing financial problems and difficulty repaying debts. An experienced and qualified bankruptcy attorney may help reduce stress and uncertainty by providing valuable assistance throughout the entire bankruptcy process. If you are behind on your mortgage payments and fear default and foreclosure, bankruptcy may a solution to keeping your home. The experienced Sacramento metropolitan area/Northern...

Options For Saving Your Home, Part 2: Short Sales And Deeds In Lieu Of Foreclosure

When a homeowner decides that it is no longer feasible to continue living in his or her home, foreclosure is not always inevitable. Instead, it may be time to consider other alternatives to foreclosure that allow homeowners to mitigate the problem of a burdensome home mortgage. An experienced and qualified debt collection defense attorney like Alberto Montefalcon may help reduce stress and uncertainty by providing valuable assistance throughout the entire loss mitigation process. This blog...

How Do I Qualify For A Chapter 7 Bankruptcy?

When filing for bankruptcy, it’s important for all California residents to be aware of specific, important information. Alberto Montefalcon may provide this necessary information which includes the protections provided by federal law when individuals file a bankruptcy case. To qualify for relief under chapter 7 of Title 11, also known as the Bankruptcy Code, the debtor must be either an individual, a partnership, or a corporation or other business entity. Anyone eligible may file a case under chapter...

What is a Chapter 7 Bankruptcy?

Don’t let the stigma of bankruptcy keep you from solving your financial problems! Alberto Montefalcon is here to assist you if your financial position necessitates the consideration of a bankruptcy case filing under Chapter 7, 11, or 13. Schedule a consultation at any of our three conveniently located offices. One of the primary purposes of bankruptcy is to discharge certain debts to provide an individual debtor with a "fresh start." Once discharged, a debtor has no...

Just Visiting? About B-2 Visas

Alberto Montefalcon is a knowledgeable immigration attorney who may assist any individual obtain a visitor's visa to the United States. Depending on the situation, the type of visa will differ. While a B-1 visa is normally used for business purposes, a B-2 is used for personal reasons and purposes such as tourism or medical care. The B-2 Visa is a non-immigrant visa meant for persons entering the U.S. for pleasure or medical treatment. The B-2...

Information Needed AFTER A Bankruptcy Case Is Filed

Americans may file bankruptcy cases to help obtain a fresh start, which helps debtors start over without the everyday pressure of bill collectors trying to force payment. A Chapter 7 bankruptcy case wipes out debts and obligations while a Chapter 13 bankruptcy case requires some debt to be paid in a monthly repayment plan. Any bankruptcy case requires a vast amount of paperwork, forms, and other documentation. Thus, it requires the assistance of an experienced bankruptcy...

Preparing For Bankruptcy - What NOT To Do Before Filing

Preparing for bankruptcy requires some clear thought and planning. Alberto Montefalcon is here to assist anyone who may need to consider filing a bankruptcy case under Chapter 7 or 13. Please schedule a consultation today at any of our three conveniently located offices. Wise bankruptcy debtors should be careful to refrain from taking certain actions before filing to ensure that they don't violate federal law. Prospective bankruptcy filers must be careful of preferences, which is a...