Many of life's unexpected events such as the loss of a job, tragic accident, sudden illness, or death of a spouse may cause unforeseen, negative changes, especially in an individual's pool of assets and income. Such events may have the effect of eliminating adequate funds...
Alberto Montefalcon and the Montefalcon Law Offices serve all residents of the Sacramento area. We proudly serve individuals who need to file bankruptcy to solve their financial problems. Whether married or single, if you need to solve your problems related to financial difficulties, we may...
A chapter 13 discharge is distinct from a chapter 7 discharge. A chapter 13 discharge releases a chapter 13 debtor from the legal obligation to repay all debts provided for by the plan or disallowed, with some exception. Some debtors may fail to complete their...
Bankruptcy debtors with questions related to the meaning of a discharge in a bankruptcy case should consult with experienced and knowledgeable bankruptcy counsel. A chapter 13 discharge, which is distinct from a chapter 7 discharge, releases a chapter 13 debtor from the legal obligation to...
An experienced bankruptcy attorney like Alberto Montefalcon has the expertise and experience to assist all chapter 13 debtors who must reorganize and file a chapter 13 repayment plan. Additionally, a chapter 13 plan must be able to withstand any objection by creditors and be confirmed...
An experienced and knowledgeable bankruptcy attorney such as Alberto Montefalcon may assist anyone whose financial situation necessitates the filing of a bankruptcy case. Prospective bankruptcy debtors need someone to provide them with information about their rights, including whether to file a bankruptcy case. Individuals who operate...
Do you have problems making bill payments? Are these payments regularly delinquent? Is this monthly routine causing financial hardship and even other non-financial problems? Is this stress negatively affecting quality of life? Is bankruptcy a viable option and solution? Have you considered it? If so,...
If you are facing debt problems, bankruptcy may be a viable solution. The experienced Sacramento metropolitan area/Northern California defense attorneys at the Montefalcon Law Offices are here to help you if your financial position necessitates the consideration of a bankruptcy case filing under Chapter 7,...
Chapter 13 of the Bankruptcy Code provides for the adjustment of debts of an individual with regular income permitting a debtor to retain property and pay debts over a time period defined by federal law. By filing a chapter 13 bankruptcy case, debtors propose a...
Federal law, specifically Title 11 of the United States Code, sets forth the statutes governing the various types of bankruptcy relief. Different chapters of Title 11, specifically chapters 7, 11, and 13, detail the most common types of bankruptcy relief. Today's blog summarizes the type...